The Cost of Fraud

Text that reads "What Broke" next to a figure with an arm cast Text that reads "What They Claimed" next to a figure with a head bandage, neck brace, crutch, arm cast, and leg cast

Their Lies Come Out of Your Wallet

When someone tries to make money from insurance transactions by filing false claims, lying about damage or loss of property, or even staging an accident, that’s fraud.

These schemes come with a cost, and everyone in Virginia ends up paying it. Fraud causes insurance premiums and the price of goods and services to go up, costing the average Virginia family $1,000 per year.

Text that reads "What Burned" next to an image of a burning toaster Text that reads "What They Claimed" next to an image of a burning house

The Types of Fraud

There are three common types of insurance fraud to look out for:

  • Property Fraud
  • Casualty Fraud
  • Workers’ Compensation Fraud
Text that reads "What Was Stolen" next to an image of a hand grabbing a smartphone Text that reads "What They Claimed" next to an image of a diamond ring, flat-screen TV, smartphone, bag of money, and fancy wristwatch

Report Fraud

If you suspect insurance fraud, submit a confidential tip to the Virginia State Police. Tips leading to convictions are eligible for rewards of up to $25,000. Help us prevent fraud so you can stop paying for a crime you didn’t commit.